Insurance coverage is available for every conceivable risk your business might face. Lilischkis (2003) enumerates the various types of ICT that can be applied in an insurance company that is Internet access, computers, world wide web (WWW), e-mail, Local Area Network, Intra net, Wide Area Network (WAN), extra net, and Electronic Data Interchange (EDI).
Business contents policies typically have provision to cover items such as furniture, tables and desks, computer equipment, telecommunications equipment, business electronic equipment, data, tools, machinery, stock, high risk stock, raw materials, fabricated, assembled, manufactured or stored goods and anything used in the daily operation on the business premises.
Also, depending on the homeowners policy, homeowners food spoilage insurance may need to be added to a policy therefore if one is interested in homeowners food spoilage insurance they would need to check with their insurance agent to see if they have this coverage.
With the responsibility of ensuring that the business activities and property are completely covered from risks that the firm might face, a new small businessman may well also be confused by the plethora of covers, plans and policies that are available today.
Use of e-commerce in insurance companies is generally used for four purposes of the official company website (official website), information about insurance products through the website, on line sales of insurance products, and procurement (goods) on line.