You were merely driving on the street near your home when you were involved in a car accident. This resulted in several vehicles and property damages, including those which you own. You sustained injuries because of what happened which became the reason for you to be absent from work. In addition, you’re now faced with endless medical bills and several therapies required by your doctors. Since all of these have affected your daily routines in more ways than one, you’ve started to wonder if you need to take legal actions after a car accident. This is your first time to involved in one so you basically don’t have any idea about what to do.
To help you come with a sound decision, consider the signs below to determine if you should take legal action after a car accident.
- You need to take legal action if you were at-fault but your insurance company will not pay.
If you’re at fault for the car accident, of course, you’re not allowed to claim for damages against the other party, as the latter only has the right to do that. But if you are entitled to a certain amount of money from your insurance company, and they refuse to pay up, you might need to file a lawsuit against them. Keep in mind that under Personal Injury Protection (PIP), policyholders are aided by the insurance company in paying the medical bills from the accident regardless of who is at fault. This means that even if you caused the accident, you could still receive compensation for your medical expenses.
- You need to take legal action if you were not at fault, but the insurance company will not pay you.
On the other side of the coin, you should be able to receive compensation if you were not at-fault for the accident. Your insurance company should pay you a certain amount of money that can help you pay for your medical bills, medications, and therapies. The money that they will provide can go a long way towards your recovery, but if they don’t, it can cause stress for your party. And when you’re involved in this kind of situation, it’s time to take legal actions against the insurance company. Their role should be about helping you, and not causing inconvenience after the accident.
- You need to take legal action if you have suffered serious losses.
More often than not, car accidents can result in severe and even fatal injuries. When you’re injured, you’ll be required to miss work and pay for therapies just to lessen the pain and discomfort that you’re feeling – and all of these can have adverse effects on your income. Not only that, when accidents result in death, your entire family could suffer in a lot of ways – as their finances and emotional health are affected. Suffering from serious losses is one of the most obvious signs that you should do something about the car accident legally.
Ticking at least one of the boxes presented in this article is enough to tell you that you need to take legal action after the accident. Once you have that figured out, your next step should be seeking help from an car accident attorney like this one here. When you have an attorney working for you, it’ll be easier to go through the lawsuit while ensuring that you can still have
time to recover from injuries and spend time with your loved ones.
Being involved in a car accident is never easy. When you’re a driver, you will try your best to always be careful on the road – and most probably, you would expect the same from other drivers, right? But when an accident has inflicted pain and injuries because of another’s negligence or intentional acts, it’s just right that you start considering to take care of matters legally. Keep in mind the things presented in this article and gradually, you’ll determine what would be the best option to take after the car accident.